From Struggling to Thriving: Six Easy Ways to Maximize Your Money in a Low-Income Household
- Author: Eddie Simonis
- Posted: 2024-08-27
Living in a one-income household or low-income household can be challenging, especially if you are not used to it. However, there are ways to make extra money and reduce bills. Here are six easy options to consider with a special BONUS:
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Stop paying your credit card. They're just getting rich by ripping you off with high interest rates. But there's a way to stop paying your credit card company and get out of debt. It's called a debt consolidation loan. This means that you can save money on interest and pay off your debt faster.
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Earn cash with KashKick by answering survey questions or downloading apps, earning up to $100 per app. You can also make money playing games, watching videos, and reading emails. When you earn $10, cash out via Paypal. Sign up takes a minute, and completing your profile earns you $1. Make money while you're on your phone or computer.
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Save boatloads a year in just a few minutes using Easy Auto Policy, a website that provides options for car insurance from more than 175 different carriers. Just answer some questions about yourself and your driving record.
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Sign up for Surveys, a free site that pays up to $5 per survey. You can earn up to $525 just for sharing your honest opinion with brands. You can cash out your earnings via PayPal, your bank account, a gift card, or Amazon once you reach $5.
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Consider selling items that you no longer need or use. You can sell your items on online marketplaces like eBay, Facebook Marketplace, or Craigslist. Selling items that you no longer need is an excellent way to declutter your home and make extra money.
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Don't forget about your credit score. Your credit score is your financial passport, influencing everything from loan approvals to renting a home, and even job opportunities. For a healthy financial life, check your credit score at least once a year, or every quarter if you're planning a big purchase like a home or car.
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If you need even more help, many local governments offer assistance programs for those with low incomes. To find out what programs are available in your area, visit benefits.gov. This is the official benefits website of the U.S. government. It provides information on a variety of programs, including healthcare, food assistance, housing, and education.